Egypt’s private insurance funds assets rise 21.7% to EGP238.2b in 2025 – FRA
Egypt’s private insurance funds recorded a 21.7 per cent annual increase in total assets to 238.2 billion Egyptian pounds at the end of 2025, while investments grew 25.5 per cent to 210.9 billion pounds, according to the Financial Regulatory Authority’s (FRA) annual report on Tuesday.
Total contributions, including those from sponsoring entities, rose 25.1 per cent year on year to 23.4 billion pounds in 2025, compared with 18.6 billion pounds in 2024.
Net investment returns increased 28.9 per cent to 40.6 billion pounds, up from 31.4 billion pounds in the previous year. Meanwhile, reserve funds grew 22.3 per cent to approximately 226 billion pounds, compared with 184.7 billion pounds in 2024.
Insurance benefits paid to members rose 11.7 per cent to 20 billion pounds in 2025, up from 17.9 billion pounds a year earlier. Retirement benefits accounted for the largest share at 13.45 billion pounds, followed by periodic pension payments at 2.81 billion pounds and benefits related to members’ deaths at 1.22 billion pounds.
The number of active private insurance funds stood at 665 at the end of 2025, down from 671 a year earlier, while 86 funds were under liquidation. The total number of active funds and those under liquidation reached 751, with approximately 4.21 million members.
Government-guaranteed securities accounted for 88.27 billion pounds of investments, while deposits, savings certificates, and investment accounts totalled 88.05 billion pounds. Investments in fixed-income investment fund units reached 11.49 billion pounds, while shares traded on the Egyptian Exchange (EGX) amounted to 4.46 billion pounds. Other investments totalled 7.49 billion pounds.
FRA Chairman Islam Azzam stressed the importance of strengthening oversight, improving fund management and governance, and enhancing investment efficiency in line with the Unified Insurance Law No. 155 of 2024 and the authority’s regulatory decisions.
These measures aim to balance the growth of members’ funds with the funds’ ability to meet their insurance benefit obligations.